Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Courtney Morrow
Courtney Morrow Ins Agency Inc
Office Hours
Address
Atascadero, CA 93422
Halfway between the Atascadero Police Department and K. Jons Jewelry Co.
Office Hours
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Would you like to create a personalized quote?
Office Info
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Office Info
Simple Insights®
Moving? Don’t forget to make insurance changes
Moving? Don’t forget to make insurance changes
Moving? Find out whether you need new insurance or just an address change, what to update for home and auto and how to avoid a lapse in coverage.
Tips to help prevent water leakage at your business or home
Tips to help prevent water leakage at your business or home
Help prevent water damage in the workplace and at home by checking on appliances and installing leak detection systems.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
Social Media
Viewing team member 1 of 7
Amber French
Financial Services Representative
License #0H47186
Amber has more than a decade of State Farm experience, and even more in the insurance industry. She has been continuously recognized as a top life insurance producer in the Central Coast market area, making Team Member Hall of Fame three years in a row. She is well versed to assist you in any of your insurance or financial services needs.
Amber understands auto insurance the big picture of helping customers with their entire insurance needs. Her favorite aspect of the needs based conversation is helping customers protect their family with life insurance.
Amber is happy to meet with customers in virtual appointments anywhere in California, Arizona, Nevada, and Oregon, or meet face to face in local cities like San Luis Obispo, Pismo Beach, Avila Beach, Los Osos, Morro Bay, and more.
Amber is a huge animal lover! She is so excited to now offer pet insurance in California, Arizona, Nevada, and Oregon. Amber will likely have her French bulldog by her side while working on your pet insurance quote. Just wait until you see him in his outfit of the day (#ootd)!
Viewing team member 2 of 7
Ryan Morrow
Account Manager
License #4270760
Ryan, a Florida native, spent his childhood in the picturesque Florida Keys and along the Space Coast. His journey later brought him to the Military District of Washington, where he met his partner while both were serving. The two married shortly after and now share the joy of raising their wonderful young son together.
Ryan earned his degree in Kinesiology from Cal Poly in San Luis Obispo and furthered his education at Eastern Washington University, becoming a Certified Recreation Therapist. He dedicated six years to working at the Department of State Hospitals – Atascadero, formerly known as Atascadero State Hospital ("ASH"). When Courtney launched her second State Farm location, Ryan transitioned from his role at the state to join the family business as a licensed insurance agent.
Known for his great sense of humor, Ryan brings energy and positivity to every interaction. He’s passionate about making conversations about insurance engaging and enjoyable for State Farm customers.
Viewing team member 3 of 7
Tia Coughlin
License #4464614
Tia Coughlin is our agency Office Manager. She is a devoted community advocate, loving mother, and seasoned professional with strong roots on California’s Central Coast. Raised in the beautiful San Luis Obispo County, Tia graduated from Atascadero High School before earning her Bachelor's Degree in Business Administration from Columbia College. She now resides in Paso Robles with her husband and their two children, embracing the vibrant community and small-town charm that Paso Robles offers.
Tia is deeply committed to making a positive impact in her community. She serves as a volunteer board member for the Templeton Youth Baseball League, working to create opportunities for young athletes to grow, learn, and thrive both on and off the field. Her leadership extends to her role as President of Friends of the K-9, a nonprofit organization dedicated to supporting the Paso Robles Police Department’s K-9 program. Through this role, she champions the safety and effectiveness of law enforcement canine units, ensuring they have the resources needed to protect and serve the community.
Family is at the heart of Tia’s life. She takes great joy in cheering on her son during baseball games and supporting her daughter as she competes in tennis at the Templeton Tennis Ranch. Whether on the sidelines or in the stands, Tia’s passion for her children’s pursuits is unwavering.
Before joining the team, she worked as a Senior Product Support Specialist for a real estate technology company, where she excelled in problem-solving and providing outstanding service. Her background in business administration and years of professional experience make her an invaluable asset to the agency and its customers.
Tia’s connection to the Central Coast runs deep, and she takes pride in being part of a community that values relationships, hard work, and collaboration. Her dedication to her family, her career, and her volunteer work reflects her belief in making meaningful contributions to the world around her.
With her strong leadership skills, commitment to service, and ability to balance professional and personal responsibilities, Tia Coughlin is a role model and an integral part of the Paso Robles community. Whether she’s supporting youth sports, strengthening local law enforcement initiatives, or helping customers at Courtney Morrow Insurance Agency, Inc., Tia’s passion for her work and her community shines through in everything she does.
Viewing team member 4 of 7
Sandra Bettencourt
License #4510085
Sandra Bettencourt brings a wealth of experience from her many years in the hospitality industry, complemented by an extensive background in financial services. Her calm demeanor and friendly personality make her a natural fit for customer service. When Sandra expressed interest in exploring a new career path, we were eager to welcome her to our team, and we’re grateful she chose to join us. Her dedication and professionalism continue to be an invaluable asset to our customer service department.
Sandra lives in Paso Robles with her husband and two kids. They are an active sports family, so you will surely run into them at local soccer, baseball, basketball, and football games.
Viewing team member 5 of 7
Amy Summers
License #0F62949
Amy brings over 20 years of State Farm experience to our team and has deep roots in San Luis Obispo County, where she grew up and was homeschooled for most of her early education. Amy’s friendly and outgoing personality helped her form a wide circle of friends and connections within the community.
She began her career as a team member in Atascadero before taking time off to focus on raising her three wonderful daughters. Now, Amy is back and excited to reconnect with her long-time Atascadero insurance customers.
As our customer service representative, Amy is here to assist with any service needs you may have. Whether you’re updating a vehicle on your policy or following up on a claim, Amy is ready to help. She also manages our commercial insurance accounts, handling policy changes and fulfilling certificates of insurance requests.
With her extensive experience, local roots, and commitment to exceptional service, Amy is a trusted resource for ensuring your insurance needs are handled smoothly and efficiently.
Viewing team member 6 of 7
Jennifer Pickens
License #4277390
Jenn is the Office Manager at our Atascadero location. She grew up in Atascadero where she attended Atascadero High School. Jenn was a member of the soccer and cheer teams (Go Greyhounds), and she still loves spending her evenings and weekend involved in sports.
Jenn graduated with a Bachelor's Degree in Business Management. She spent her early working years in retail before moving to successful career in pharmaceuticals. After attending an insurance event with Courtney in 2022, Jenn decided to change career paths and put all of her energy into the insurance industry. Jenn brings wisdom, spirit, and a high energy drive to our North San Luis Obispo County locations, with a goal of owning her own agency in the near future.
When she isn't working, Jenn enjoys watching her kids play baseball, softball, basketball, dance, and flag football.
Viewing team member 7 of 7
LaDonna Westbrook
LaDonna is a Central Coast native from the beautiful beach town of Cambria. She relocated to North San Luis Obispo County as an adult where she has lived for many years. LaDonna and Courtney met when Courtney was a team member of another agent and bonded over their shared birthday and similar drive and passion for helping people.
LaDonna has been in the insurance industry for more than a decade now. She is knowledgeable, friendly, and an experienced problem solver. She works hard to give people accurate information, uncover needs, and get value out of their insurance dollars.
LaDonna is an amazing chef. Before coming to work for Courtney Morrow Insurance Agency Inc., LaDonna owned and operated her own restaurant in Atascadero where she formed close relationships with many locals in the community.