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Profile photo of a State Farm Agent named: Courtney Morrow

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State Farm® Insurance Agent

Courtney Morrow

Courtney Morrow Ins Agency Inc

5365 El Camino Real
Atascadero, CA 93422

Halfway between the Atascadero Police Department and K. Jons Jewelry Co.

Profile photo of a State Farm Agent named: Courtney Morrow

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!


5365 El Camino Real
Atascadero, CA 93422


English, Spanish

Our Atascadero State Farm office is located at 5365 El Camino Real!

Look for the blue craftsman halfway between the Atascadero Police Department and K. Jon's Jeweler.

*Woman owned business! Veteran owned Business!*

I have been part of the State Farm family March 31, 2008 - the same day I finished my enlistment in the Army. I worked as an agent team member for five years before opening my own State Farm Agency in January of 2014. Altogether I have 16 years of State Farm Insurance experience.

I met my husband, Ryan, while we were both serving in the military. He completed his Marine Corps enlistment right before I completed my time in the Army. We then moved to his home State of Florida, where I got my start with State Farm. My mother-in-law was an office manager at a State Farm agency. With her encouragement, I interviewed for a position as a team member. That meeting changed my life. I focused my energy on preparing myself for the role, adding a business minor to my college courses, and I obtained all of the licenses I needed to run an agency. After five years I finally got the opportunity to have my own agency.

As a local State Farm insurance agent, everything we do is focused on the customer. Being involved in our community is extremely important to my team and my family. We love SLO County and love our wonderful customers. Whatever your financial situation is, it is our goal to provide you with informed, compassionate service that helps you get to what matters most.

At Courtney Morrow State Farm Agency we can help:

• San Luis Obispo County families set clear goals for the future

• Cal Poly and Cuesta College students obtain insurance coverage

• Personalized car insurance plans to fit the needs of each individual customer

• Determine accurate life insurance needs unique to each customer

Our team works hard for our customers because we understand that discovering that sense of purpose starts internally. We’re always learning from each other—we meet regularly to get up to speed on the latest in insurance and financial services to help keep our competitive edge.

Community involvement:

• 2024 Team Mom - Templeton Youth Baseball League

• 2022 Board Member - Templeton Youth Baseball League

• Past President - Templeton Chamber of Commerce


• Paso Robles Chamber of Commerce - Templeton Citizen of the Year - 2022

• State Farm - Honor Club 2014 - 2022

• State Farm - Ambassador Club 2014 - 2022

• State Farm - Chairman Circle 2016 - 2018, 2020-2021

• State Farm - Senior Vice President's Club 2016 - 2018, 2020-2021

• State Farm - Small Business Premier Program qualifier 2016, 2021

• Templeton Chamber of Commerce - Templeton Beautification Award 2016

Our office serves Atascadero, Santa Margarita, San Luis Obispo, Los Osos, Morro Bay, Cambria, Santa Margarita, Pismo Beach, Avila Beach, Shell Beach, Grover Beach, and all of San Luis Obispo County. We also can provide insurance throughout California, Oregon, Nevada, and Arizona.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At Courtney Morrow State Farm Agency, our mission is to protect the most important things in your life through individualized insurance plans. We can help put you on a path toward security now and in the future. Our team of licensed agent representatives goes the extra mile to provide you with local, reliable service for auto insurance, home insurance, car insurance, and life insurance.

Our State Farm team in San Luis Obispo County really does go out of their way to help life go right. We constantly help each other stay on top of the latest auto insurance, home insurance, life insurance and financial trends, and how they fit your needs. Because when we keep our competitive edge, we can better help you keep yours. We also love to give back, so when you see us this year at any number of local Atascadero and SLO County events, be sure to say hello.

Amber French State Farm Agent Team Member

Amber French

Financial Services Representative

Amber has eight years of State Farm experience. She has been recognized as a top life insurance producer in the Northern Los Angeles - Central Coast market area three years in a row. She is well versed to assist you in any of your insurance or financial services needs.

Amber can help you with your auto insurance, life insurance, health insurance, and retirement accounts. She enjoys helping with the planning process and providing home insurance in tough to insure places including San Luis Obispo, Pismo Beach, Avila Beach, Los Osos, Morro Bay, and more.

Amber is a huge animal lover! She is so excited to now offer pet insurance in California, Arizona, Nevada, and Oregon. Amber will likely have her French bull dog by her side while working on your pet insurance quote.

Bailee Cordova State Farm Agent Team Member

Bailee Cordova

Customer Relations Representative

Bailee was born and raised in Paso Robles. She was on the cheer team at Paso Robles High School (GO BEARCATS) and has been close with the Morrow Family for more than a decade. Bailee started working for the family as their son's babysitter, then began working for Courtney at our Templeton office in 2022.

Bailee is knowledgeable, friendly, and hardworking. For any of your personal insurance needs, Bailee is here to help!


Patty Chavez Garcia

Patty joined our team in 2024. She is bilingual in English and Spanish. As a licensed Property and Casualty Agent, and Life and Health Agent. Patty is bilingual, and loves helping our Spanish speaking customers. The reason she got into the insurance industry is because of the importance of life insurance. Patty was so impressed with the way her life agent protected her family that Patty got licensed as well to help as many people as possible protect what matters most - their family!

Jennifer Pickens State Farm Agent Team Member

Jennifer Pickens

Jenn is the Office Manager at our Atascadero location. She grew up in Atascadero where she attended Atascadero High School. Jenn was a member of the soccer and cheer teams (Go Greyhounds), and she still loves spending her evenings and weekend involved in sports.

Jenn graduated with a Bachelor's Degree in Business Management. She spent her early working years in retail before moving to successful career in pharmaceuticals. After attending an insurance event with Courtney in 2022, Jenn decided to change career paths and put all of her energy into the insurance industry. Jenn brings wisdom, spirit, and a high energy drive to our San Luis Obispo location, with a goal of owning her own agency in the near future.

When she isn't working, Jenn enjoys watching her kids play baseball, softball, basketball, dance, and flag football.

Ryan Morrow State Farm Agent Team Member

Ryan Morrow

Account Manager

Ryan was born and raised in Florida. He spent his early years in the Florida Keys, and Florida's Space Coast. He and his partner met while both were stationed in the Military District of Washington. They married not long after and have a wonderful little boy together.

Ryan graduated from Cal Poly in San Luis Obispo with a degree in Kinesiology. He continued his education through Eastern Washington University to become a Certified Recreation Therapist. Ryan spent six years working for the Department of State Hospitals - Atascadero, also known as "ASH" from its former name, Atascadero State Hospital. When Courtney opened her second State Farm location, Ryan left his position at the state to become a licensed insurance agent, and help run the family business.

Ryan has a great sense of humor and loves to make talking about insurance more fun for State Farm customers.

Amy Summers State Farm Agent Team Member

Amy Summers

Amy comes to us with more than 20 years of State Farm experience. Amy got her start as a team member in Atascadero, and is so happy to be back working with her long time Atascadero insurance customers. Amy took a few years off to stay home raising her three beautiful girls.

Amy is our customers service representative. She is happy to help you with any service issues that may arise. Whether you need to change a vehicle, or follow up on a claim, Amy is here.

LaDonna White State Farm Agent Team Member

LaDonna White

LaDonna is a Central Coast native from the beautiful beach town of Cambria. LaDonna and Courtney met when Courtney was a team member of another agent and bonded over their shared birthday and similar drive and passion for helping people.

LaDonna has been in the insurance industry for more than a decade now. She is knowledgeable, friendly, and an experienced problem solver. She works hard to give people accurate information, uncover needs, and get value out of their insurance dollars.

LaDonna is an amazing chef. Before coming to work for Courtney Morrow Insurance Agency Inc., LaDonna owned and operated her own restaurant in Atascadero where she formed close relationships with many locals in the community.

Our Agency

This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We are a growing agency with big dreams and lots of potential. We want to work alongside those who are equally committed to excellence and personal achievement. Our team is comprised of results-oriented individuals that are serious about their development.

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Templeton and San Luis Obispo, CA.
  • Before becoming a State Farm Agent, I was previously employed as a State Farm Agent Team Member.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.